Whether you’re a first-time homebuyer, looking to refinance your mortgage, or need an investment property loan, I’m here to make the process stress-free. I also offer FHA, VA, and USDA loans, jumbo and conventional mortgages, and credit repair counseling to help clients secure the best rates and terms.
A Hometown Approach With Big Results
When it comes to buying a home or refinancing, you need more than just a lender—you need someone who’s got your back. I bring experience, integrity, and a no-nonsense approach to help you find the right loan for your needs.
Built on Trust, Backed by Experience
With deep roots in East Texas, Gray Mortgage isn’t just another lender—I’ve built this business on honesty, integrity, and a handshake that still means something.
More Than Just a Lender—A Partner
I take a personalized, no-pressure approach, guiding homebuyers and investors through the mortgage process with straightforward advice and clear solutions.
A Lender Who Puts Clients First
Big banks see you as a file number, but at Gray Mortgage, I take the time to listen, understand your goals, and find the loan that works best for you.
Trusted, Straightforward Mortgage Solutions
I specialize in home purchase loans, refinancing, FHA, VA, USDA, and investment property financing, giving clients access to a wide range of mortgage options.